You also don’t want to pay until you have money in your hand? Caution is not only the mother of wisdom, but it can save you from disappointment. Why pay for services you haven’t received yet? An SMS loan without a registration fee will give you funds and will not require anything in advance.
Each payment makes the money lent unnecessarily expensive. Therefore, not only the interest itself, but also the APR, which is the total cost of the loan, is given for loans.